Sanjay Kumar Singh

Stories by Sanjay Kumar Singh

Short-term debt funds better than FDs?

Short-term debt funds better than FDs?

Rediff.com   19 Jan 2017

These funds carry low risk and should be able to beat the returns from fixed deposits.

How to deal with an income tax notice

How to deal with an income tax notice

Rediff.com   4 Jan 2017

Prepare your replies with expert help, if necessary. Keep relevant documents ready to support your replies.

Sigh! 2016 was a tough year to make money

Sigh! 2016 was a tough year to make money

Rediff.com   27 Dec 2016

Expect more volatility in the coming year as the economy and markets price in the demonetisation drive.

Despite the cut, EPF rate is still substantial

Despite the cut, EPF rate is still substantial

Rediff.com   20 Dec 2016

'The rate of interest from the EPF is still attractive compared to the rates on fixed deposits, National Savings Scheme, Public Provident Fund...'

How to benefit from the cashless drive

How to benefit from the cashless drive

Rediff.com   16 Dec 2016

All payments made via debit and credit cards, net banking and mobile wallets will be entitled to discounts.

2,315 mutual fund schemes: How to pick the best

2,315 mutual fund schemes: How to pick the best

Rediff.com   9 Dec 2016

How do you pick a mutual fund scheme that suits your needs?

How to keep your mobile wallet secure

How to keep your mobile wallet secure

Rediff.com   7 Dec 2016

'Even if your phone goes missing for 15 minutes, be warned.' With e-wallets playing a larger role in transactions, these precautions are a must.

5 ways to beat the sharp cut in FD rates

5 ways to beat the sharp cut in FD rates

Rediff.com   29 Nov 2016

Interest rates on bank FDs have started coming down and rates on other fixed-income products will also decline. Investors should lock in to instruments offering higher returns.

Post demonetisation: How to earn more

Post demonetisation: How to earn more

Rediff.com   15 Nov 2016

How investors can tweak their fixed income investments to earn more in the current environment.

How to ensure your bank account remains safe

How to ensure your bank account remains safe

Rediff.com   24 Oct 2016

With cyber criminals becoming savvier by the day, learning how to safeguard yourself is imperative.

Good behaviour may get you cheaper loans, insurance

Good behaviour may get you cheaper loans, insurance

Rediff.com   20 Oct 2016

Banks and insurers are beginning to reward customers who show exemplary conduct with lower prices and penalise those who behave poorly by imposing higher costs.

Ensure safety of policies with e-account

Ensure safety of policies with e-account

Rediff.com   7 Oct 2016

While your insurer will help you open an e-insurance account at the time of buying a policy, existing policyholders must do so themselves

Why it's prudent to buy property in resale market

Why it's prudent to buy property in resale market

Rediff.com   3 Oct 2016

Read the investor-developer agreement carefully before signing the cheque

How to stay financially fit after 60

How to stay financially fit after 60

Rediff.com   29 Sep 2016

After retirement, the pressure on finances increases in the absence of regular income. Here are a few suggestions to ensure a smooth post-retirement life

It's a good time to start paying for financial advice

It's a good time to start paying for financial advice

Rediff.com   29 Sep 2016

Since there are many and complicated choices, retail investors stand to benefit

Should you wait before buying a house?

Should you wait before buying a house?

Rediff.com   23 Sep 2016

Those looking to take advantage of current market conditions should buy only after conducting due-diligence.

Why you need to promptly rebalance your portfolio

Why you need to promptly rebalance your portfolio

Rediff.com   23 Sep 2016

With stock prices at elevated levels, investors must cut valuation risks in their portfolio

Mis-selling: How buyers can protect themselves

Mis-selling: How buyers can protect themselves

Rediff.com   12 Sep 2016

While regulators are trying to do their bit, the onus is on you to prove it.

Banning cash transactions above Rs 3 lakh on govt radar

Banning cash transactions above Rs 3 lakh on govt radar

Rediff.com   9 Sep 2016

The Supreme Court-appointed Special Investigations Team on black money has also proposed that holding more than Rs 15 lakh in cash be made illegal for individuals and for companies, report Tinesh Bhasin and Sanjay Kumar Singh.

How to benefit from low expense ratios of ETFs

How to benefit from low expense ratios of ETFs

Rediff.com   16 Aug 2016

One risk of investing in a very low-cost ETF is if a fund house runs it at below cost, it could close it if it fails to attract institutional money